Just curious....I'll go to EF next week so I ask you all a question: Will the EF hotel accept some American credit cards (Visa and Mastercard) or not? :P
If yes, let me know!
Thanks!
BradHound (my first EF!)
I'm sure they'll reject them. After all, isn't the ability of being able to pay nowhere one of the main selling points of the international credit card networks? ::)
Quote from: BradHound on 19.08.2008, 13:33:40
Just curious....I'll go to EF next week so I ask you all a question: Will the EF hotel accept some American credit cards (Visa and Mastercard) or not? :P
Serious answer: yes, they do. If I remember correctly, they accept Visa, Mastercard, Amex and Maestro Debit.
The only card that is rarely accepted outside the US is Discover.
Quote from: Recherei on 19.08.2008, 14:40:18
The only card that is rarely accepted outside the US is Discover.
American Express is not very common too. Most shops here have just Visa and Mastercard.
Both of these usually without PIN because the banks get nothing but risks by offering it to dealers
and thus dealers have to pay extra for it.
Visa and Visa electron works fine =^^=
Quote from: Suran on 19.08.2008, 14:58:21
Quote from: Recherei on 19.08.2008, 14:40:18
The only card that is rarely accepted outside the US is Discover.
American Express is not very common too.
Ditto Diners Club, given that Amex and Diners charge merchants somewhere in the region of 7% per transaction, regardless of their sales volume.
QuoteMost shops here have just Visa and Mastercard. Both of these usually without PIN because the banks get nothing but risks by offering it to dealers and thus dealers have to pay extra for it.
Hrm...How odd...Here in the UK, Chip and PIN has
reduced merchant fees to companies offering it (except for Amex and Diners Club, of course), as the liability for fraudulent use shifts from the merchant to the cardholder if the transaction is authorised by PIN.
Cheers,
Southie
Quote from: SouthPaw on 19.08.2008, 23:56:14
Hrm...How odd...Here in the UK, Chip and PIN has reduced merchant fees to companies offering it (except for Amex and Diners Club, of course), as the liability for fraudulent use shifts from the merchant to the cardholder if the transaction is authorised by PIN.
Cheers,
Southie
It also stuck me as odd but that's what the clearing-houses for credit-cards over here offer me.
I am regularly looking around for better contract-terms for my card-acceptance at YiffyToys.de but so far the PIN costs extra. They also mean that I would get more security against fraud as a dealer but so far I never had such problems (wish me luck).
Quote from: SouthPaw on 19.08.2008, 23:56:14
Hrm...How odd...Here in the UK, Chip and PIN has reduced merchant fees to companies offering it (except for Amex and Diners Club, of course), as the liability for fraudulent use shifts from the merchant to the cardholder if the transaction is authorised by PIN.
Chip and PIN in the UK must not be confused with other former legacy systems elsewhere. The German PIN system that evolved from the cheque guarantee cards of the Eurocheque system has been migrated to Maestro, but is completely seperated from MC/Visa transactions to the point that if you're being asked for your credit card PIN anywhere else than a cash machine, it's more likely to be a fraudulent seller than an actual POS transaction. :P
(Even the common ticket machines, which *have* a PIN pad for Maestro cards, do not ask for the credit card PIN, which means in practical application that you'll be able to purchase a ticket without actually signing anything, as long as you have the physical card. Dealing with the fraudulent chargebacks this method is calling for probably still is cheaper for them than asking for a credit card PIN.)
What scares me though is that in some countries, the PIN itself isn't actually required for bank/maestro cards. So apparently the system itself does not require the PIN to be sent to the server for it to work. *shudder*
Quote from: CodeCat on 20.08.2008, 13:18:22
What scares me though is that in some countries, the PIN itself isn't actually required for bank/maestro cards. So apparently the system itself does not require the PIN to be sent to the server for it to work. *shudder*
I think the subtle differences between Maestro, Electronic Cash, EFT-POS, OLV, ELV and POZ might not only be slightly off topic here, but they'll also make the chairman's head explode at this stage. ;D
Quote
I think the subtle differences between Maestro, Electronic Cash, EFT-POS, OLV, ELV and POZ might not only be slightly off topic here, but they'll also make the chairman's head explode at this stage. ;D
Funny thing is ... I'm actually involved in getting the company I work for (yes! I do have a day job) certified for processing credit card data, so I might as well throw in some PCI-DSS, PDA-DSS, QSA, ADV and SAQ if you're in such dire need for more cryptic acronyms :)
Quote from: Cheetah on 20.08.2008, 16:17:22
yes! I do have a day job
This must be a myth. With all the huge amounts of stuff you do for EF I can't believe you can squeeze in a day job anywhere between. You're sure you're not only employed in the winter saison? ;)
*purrr*
i can top this!
i've a job and friends and a credit card as well ..all at the same time ..
sry fr off topic /(
on topic:
so how much is the hotel able to deliver at once/at one day/at one withdraw ?
just in case i need 'cash' ... again
just
somewolf
Zefiro, don't forget Cheetahs can run really fast. :P
Quote from: CodeCat on 20.08.2008, 21:59:27
Zefiro, don't forget Cheetahs can run really fast. :P
But only for a short interval (I believe 40 seconds or so). But this cheetah has hidden back-up generators somewhere in his body :)
Quote from: CodeCat on 20.08.2008, 21:59:27
Zefiro, don't forget Cheetahs can run really fast. :P
But he can't fly ;)
What are these "Credit Cards" you Americans always talk about? Is it like Chip or Pin or Cash?
You crazy Americans... I bet someday you invent something like a promissory note. Where you fill out all your info and the amount on a standard piece of paper, which merchants then send to your bank to receive actual cash! THAT WOULD BE CRAZY! Nah not even in the USA would they do that ;P
Quote from: Hyper on 22.08.2008, 15:44:11
What are these "Credit Cards" you Americans always talk about? Is it like Chip or Pin or Cash?
You crazy Americans... I bet someday you invent something like a promissory note. Where you fill out all your info and the amount on a standard piece of paper, which merchants then send to your bank to receive actual cash! THAT WOULD BE CRAZY! Nah not even in the USA would they do that ;P
I don't think that will ever happen.
Quote from: Hyper on 22.08.2008, 15:44:11
What are these "Credit Cards" you Americans always talk about? Is it like Chip or Pin or Cash?
You crazy Americans... I bet someday you invent something like a promissory note. Where you fill out all your info and the amount on a standard piece of paper, which merchants then send to your bank to receive actual cash! THAT WOULD BE CRAZY! Nah not even in the USA would they do that ;P
You mean like a cheque (or rather check, as it's for americans)?
Quote from: Suran on 22.08.2008, 16:14:40
Quote from: Hyper on 22.08.2008, 15:44:11
What are these "Credit Cards" you Americans always talk about? Is it like Chip or Pin or Cash?
You crazy Americans... I bet someday you invent something like a promissory note. Where you fill out all your info and the amount on a standard piece of paper, which merchants then send to your bank to receive actual cash! THAT WOULD BE CRAZY! Nah not even in the USA would they do that ;P
You mean like a cheque (or rather check, as it's for americans)?
*Winks*
nah, can't be. In this case you'd need to actually HAVE money. Which a credit card the advantage is that you don't need any money at all to 'Think Big'...
*purrrr*